Lay-Buy Terms & Conditions

How it Works

  1. On checkout choose Shipping method as Lay-Buy, by doing this you agree to the terms and conditions as set out below.

  2. Pay a 10% deposit. 

  3. First monthly payment on or before 30 days after deposit payment.

  4. Second and final payment on or before 30 days after first payment.

  5. Outstanding amount and monthly fee will be sent via WhatsApp.

  6. Pay your lay-by over a two month period online, use your order number as reference.

  7. Mini statement will be sent via WhatsApp after each payment.

  8. Your order will be couriered to you on full payment of purchase. 

Lay-Buy Refund

  1. You’ll receive a full refund on the money you’ve paid on a cancelled lay-by.

Terms and Conditions

  1. Lay-by deposit is 10% per purchase.

  2. The agreement expires on date of final payment or 2 months after commencement, whichever comes first.

  3. Lay-by goods shall remain the property of Mystical Creatures until the final payment is made.

  4. This agreement requires regular payments.

  5. This agreement may be terminated by the purchaser at any time prior to the expiry date, whereby Mystical Creatures will refund the money already paid in full.

  6. Should the agreement expire before full payment has been received, the purchaser will be entitled to a refund of the money already paid in the form of credit at Mystical Creatures.


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